Every success starts with imagination - what you call dream - it can be imagination of anything you wish you could get. Start imagining and work your way from imagination to ways to make this imagination come true and just do it. Be careful not to imagine things that are negative, only positive imaginations; lets say you need a better job. Start by writing the plan - i will save some dollars from every pay check and get a second job and saving much more and then talk to an uncle/sister or friend who is trustworthy who would assist you and and then go to the school and pay to start the first session and arrange a payment plan with the school to pay for the remainder sessions in bits. I have tried it and it is working. Deny yourself of immediate pleasure of a drink or a cloth and see your dream of having a B.S. coming alive.